Mortgage Loan
Explore Your Financing Options
The right mortgage depends on your circumstances, the property, and the lender’s current programs. We can connect you with lending professionals who can explain available options and provide a personalized estimate. Loan terms, eligibility, down payments, and rates change and must be confirmed directly with the lender.
Some lenders offer programs for US residents, and some offer financing options for qualified international buyers. Documentation and terms may differ. A lender may ask about income, assets, credit, identity, the source of funds, and the property you intend to buy. Ask the lender which documents apply to your situation and whether the loan has a fixed or adjustable rate, a prepayment penalty, or other special terms.
Financing for US and International Buyers
Compare the Full Cost of a Loan
Do not compare offers by interest rate alone. Review the annual percentage rate, estimated monthly payment, cash needed to close, closing costs, mortgage insurance where applicable, and how payments might change. A lender’s Loan Estimate and Closing Disclosure can help you compare the terms of a specific offer.
- Review your budget and the funds available for a down payment and closing costs.
- Ask about pre-approval and the documents needed for your loan program.
- Avoid major changes to your borrowing or finances without discussing them with your lender while an application is in process.
- Ask whether property taxes, insurance, and association dues are included in the payment estimate or paid separately.
